Calculating

I am working on a template that requires two seperate calculations. One is for "starting cost" and the other "Ongoing Yearly Cost" this calculation gets its value from two seperate frames. If i do a if statement such as if text.value "" Then if text.value then...... if forces each textbox to have a value for it to calculate. I am assuming that I need to do a seperate Loop function that will go through both frames and see which textbox has a value for the starting cast and which one has one for the Ongoing " If someone can help me...I’ve been working on this all week and can’t figure it out. I was suppose to have done by 7/11/08. I could send a copy of what I’m working on so that you could see what I mean.